YOUR LOCAL BROKER

Your mortgage broker in Stanmore.

Buying a family home near good schools, renovating or refinancing in Stanmore? Get access to a panel of lenders, plain-English advice and a broker who comes to you, at no cost to you.

Why demir.loans in Stanmore

One broker, start to finishYou deal with the same person from first chat to settlement. No call centres, no handoffs, no re-explaining your situation to a stranger.
access to a panel of lendersMajor banks and specialist lenders side by side, so the recommendation fits you rather than a sales target.
No cost to youThe lender pays a commission if your loan settles, and every dollar of it is disclosed before anything is submitted.
Plain English, alwaysOffset, LVR, LMI, split loans: I translate the jargon and show the trade-offs before you sign anything.
Fully licensedCredit representative of LMG Broker Services Pty Ltd, Australian Credit Licence 517192, bound by the Best Interests Duty.

The Stanmore market, from a lending angle

Stanmore has some of the Inner West’s grandest Victorian and Federation homes, set on leafy streets between Newtown, Petersham and Annandale, with Newington College and the train line at its centre. Around 80 houses sold here in the past year, mostly three and four bedrooms, plus about 50 units.

Most buyers are families upgrading into a long-term home, often with children at local schools. Lenders count ongoing costs like school fees and childcare when they work out what you can borrow, so a bigger family can borrow less than expected on the same income. Heritage homes also bring renovation budgets, and getting the loan structure right for a large balance matters more than the headline rate.

Stanmore snapshot

Median	Oct 2025	Oct 2026	Change
Houses	~$2.2m	~$2.55m	+16%
Units	~$920k	~$970k	+5%

Typical buyerFamilies & upgraders

StockVictorian & Federation homes, some units

Indicative medians as at October 2025 and October 2026, rounded from public market data. Each covers all bedroom counts across the 12 months of sales to that date. In the year to October 2026 that was 80 houses (mostly 3 and 4 bedroom) and 51 units (mostly 2 bedroom). Part of the jump in the house median is because more 3 and 4-bedroom homes sold this year. Changes are approximate. Not a valuation. For current numbers on a specific property or street, just ask.

How it works

1. Tell me about you. A quick chat about your goals, timeline and numbers. No document dump up front.
2. Find a solution. I compare options across a panel of lenders and bring you options that genuinely fit, trade-offs in plain English.
3. Submission. Happy with the plan? I package and submit your application to the chosen lender.
4. Approval. I manage the lender back-and-forth and chase your approval, keeping you posted.
5. Settlement. Paperwork sorted, keys in hand, and I'm still here for whatever you finance next.

Stanmore questions, answered

Can we meet in person in Stanmore?

Yes. I’m based in Ramsgate, so I can meet you in Stanmore, come to your place, or we can do it by phone or video.

Do school fees affect how much I can borrow?

Yes. Lenders count school fees, childcare and other regular commitments as expenses, which reduces borrowing power. Lenders assess these differently, so it’s worth comparing before you set a budget.

How should we structure a large family loan?

Usually around an offset account, sometimes with part of the loan fixed. The right mix depends on your income, savings and plans. I’ll model a few options so you can see the difference over time.

Nearby

Newtown, Petersham, Enmore, Annandale, Camperdown and the wider Inner West. Further away? No problem: phone and video work just as well, and I lend Australia-wide. See all Inner West suburbs.

Let's talk

A quick chat, no pressure, no obligation. Book a time, email ugur@demir.loans or call 0495 000 228.