YOUR LOCAL BROKER

Your mortgage broker in Randwick.

Buying near UNSW or the hospitals, upsizing to a house or investing in Randwick? Get access to a panel of lenders, plain-English advice and a broker you can actually sit down with, at no cost to you.

Why demir.loans in Randwick

One broker, start to finishYou deal with the same person from first chat to settlement. No call centres, no handoffs, no re-explaining your situation to a stranger.
access to a panel of lendersMajor banks and specialist lenders side by side, so the recommendation fits you rather than a sales target.
No cost to youThe lender pays a commission if your loan settles, and every dollar of it is disclosed before anything is submitted.
Plain English, alwaysOffset, LVR, LMI, split loans: I translate the jargon and show the trade-offs before you sign anything.
Fully licensedCredit representative of LMG Broker Services Pty Ltd, Australian Credit Licence 517192, bound by the Best Interests Duty.

The Randwick market, from a lending angle

Randwick is built around UNSW, the Prince of Wales and Sydney Children’s hospitals and the racecourse, with the light rail running through to the city. That makes it one of the busiest unit markets in the east, with over 400 units selling in the past year, alongside older terraces, semis and family houses in the quieter streets.

The buyers here shape the lending. Doctors, nurses and other health professionals can often borrow with a smaller deposit and no lenders mortgage insurance, but only with the lenders that offer it. Academics and researchers on contracts need a lender that understands their income. And investors buying near the university should know that some lenders are cautious with very small units and student accommodation.

Randwick snapshot

Median	Oct 2025	Oct 2026	Change
Houses	~$3.6m	~$3.8m	+6%
Units	~$1.2m	~$1.3m	+8%

Typical buyerHealth professionals, academics & investors

StockUnits, terraces & semis, family houses

Indicative medians as at October 2025 and October 2026, rounded from public market data. Each covers all bedroom counts across the 12 months of sales to that date. In the year to October 2026 that was 149 houses (mostly 3 and 4 bedroom) and 414 units (mostly 2 bedroom). Changes are approximate. Not a valuation. For current numbers on a specific property or street, just ask.

How it works

1. Tell me about you. A quick chat about your goals, timeline and numbers. No document dump up front.
2. Find a solution. I compare options across a panel of lenders and bring you options that genuinely fit, trade-offs in plain English.
3. Submission. Happy with the plan? I package and submit your application to the chosen lender.
4. Approval. I manage the lender back-and-forth and chase your approval, keeping you posted.
5. Settlement. Paperwork sorted, keys in hand, and I'm still here for whatever you finance next.

Randwick questions, answered

Can we meet in person in Randwick?

Yes. I’m based in Ramsgate, so I can meet you near the hospital or the uni, come to your place, or we can do it by phone or video.

I’m a doctor. Can I avoid paying LMI?

Often, yes. Some lenders waive lenders mortgage insurance for eligible medical and health professionals borrowing with a smaller deposit. Who qualifies varies by lender and by profession, so I’ll check which ones fit your situation.

Can I buy a unit to rent to students?

Yes, but choose carefully. Some lenders limit lending on very small units, studios and purpose-built student accommodation, and those properties can be harder to sell. A standard unit near the uni is usually much easier to finance.

Nearby

Coogee, Kensington, Clovelly, Kingsford, Bronte and the wider Eastern Suburbs. Further away? No problem: phone and video work just as well, and I lend Australia-wide. See all Eastern Suburbs suburbs.

Let's talk

A quick chat, no pressure, no obligation. Book a time, email ugur@demir.loans or call 0495 000 228.