YOUR LOCAL BROKER

Your mortgage broker in Mascot.

Buying an apartment near the station, a house or an investment in Mascot? Get access to a panel of lenders, plain-English advice and a broker based just around the bay in Ramsgate, at no cost to you.

Why demir.loans in Mascot

One broker, start to finishYou deal with the same person from first chat to settlement. No call centres, no handoffs, no re-explaining your situation to a stranger.
access to a panel of lendersMajor banks and specialist lenders side by side, so the recommendation fits you rather than a sales target.
No cost to youThe lender pays a commission if your loan settles, and every dollar of it is disclosed before anything is submitted.
Plain English, alwaysOffset, LVR, LMI, split loans: I translate the jargon and show the trade-offs before you sign anything.
Fully licensedCredit representative of LMG Broker Services Pty Ltd, Australian Credit Licence 517192, bound by the Best Interests Duty.

The Mascot market, from a lending angle

Mascot sits between the airport and the city, with apartment towers clustered around the station and older houses in the streets towards Botany and Rosebery. It’s one of the busiest unit markets in the Inner South: close to 390 units and over 100 houses sold here in the past year.

Plenty of buyers work at or around the airport, often on shifts, rosters or with overtime and allowances, and lenders treat that income in very different ways. Investors are drawn by the location and rental demand, so loan structure matters from day one. Some streets sit under flight paths, which valuers take into account, and the newer towers bring the usual strata and density questions.

Mascot snapshot

Median	Oct 2025	Oct 2026	Change
Houses	~$1.95m	~$2.05m	+5%
Units	~$860k	~$910k	+6%

Typical buyerAirport workers, investors & first-home buyers

StockStation towers, older houses

Indicative medians as at October 2025 and October 2026, rounded from public market data. Each covers all bedroom counts across the 12 months of sales to that date. In the year to October 2026 that was 112 houses (mostly 3 and 4 bedroom) and 388 units (mostly 2 bedroom). Changes are approximate. Not a valuation. For current numbers on a specific property or street, just ask.

How it works

1. Tell me about you. A quick chat about your goals, timeline and numbers. No document dump up front.
2. Find a solution. I compare options across a panel of lenders and bring you options that genuinely fit, trade-offs in plain English.
3. Submission. Happy with the plan? I package and submit your application to the chosen lender.
4. Approval. I manage the lender back-and-forth and chase your approval, keeping you posted.
5. Settlement. Paperwork sorted, keys in hand, and I'm still here for whatever you finance next.

Mascot questions, answered

Can we meet in person in Mascot?

Yes. I’m based in Ramsgate, about 15 minutes around the bay, so a coffee near the station, your place, or phone and video all work.

I work shifts with overtime and allowances. Will lenders count it?

Often, yes, but each lender treats it differently. Some count most of your overtime and allowances, others only part or none, which can make a real difference to borrowing power. I’ll match you with lenders that read your payslips fairly.

Does living under a flight path affect my loan?

Not usually the loan itself, but it can affect the valuation and later resale. Valuers compare similar properties nearby, so it’s worth checking the noise maps before you bid.

Nearby

Rosebery, Botany, Eastlakes, Alexandria, Tempe and the wider Inner South. Further away? No problem: phone and video work just as well, and I lend Australia-wide. See all Inner South suburbs.

Let's talk

A quick chat, no pressure, no obligation. Book a time, email ugur@demir.loans or call 0495 000 228.