YOUR LOCAL BROKER

Your mortgage broker in Ashbury.

Buying a bungalow, renovating or upgrading in Ashbury? Get access to a panel of lenders, plain-English advice and a broker who comes to you, at no cost to you.

Why demir.loans in Ashbury

One broker, start to finishYou deal with the same person from first chat to settlement. No call centres, no handoffs, no re-explaining your situation to a stranger.
access to a panel of lendersMajor banks and specialist lenders side by side, so the recommendation fits you rather than a sales target.
No cost to youThe lender pays a commission if your loan settles, and every dollar of it is disclosed before anything is submitted.
Plain English, alwaysOffset, LVR, LMI, split loans: I translate the jargon and show the trade-offs before you sign anything.
Fully licensedCredit representative of LMG Broker Services Pty Ltd, Australian Credit Licence 517192, bound by the Best Interests Duty.

The Ashbury market, from a lending angle

Ashbury is a quiet, leafy pocket between Canterbury and Croydon Park, known for its streets of interwar Californian bungalows. Much of the suburb is a heritage conservation area. It’s a houses-only market: fewer than 40 sold in the past year, almost all with three or four bedrooms.

Heritage controls shape most of the lending questions. Renovations and extensions need approvals that protect the street-facing character, which adds time and cost, and that matters when you’re borrowing for the work. Buyers are usually families upgrading for space, often from the Inner West, so bridging and how much equity carries across come up often.

Ashbury snapshot

Median	Oct 2025	Oct 2026	Change
Houses	~$2.25m	~$2.4m	+7%
Units	No unit sales

Typical buyerUpgrading families

StockInterwar bungalows

Indicative medians as at October 2025 and October 2026, rounded from public market data. Each covers all bedroom counts across the 12 months of sales to that date. In the year to October 2026 that was 36 houses (mostly 3 and 4 bedroom). Ashbury has almost no units. Changes are approximate. Not a valuation. For current numbers on a specific property or street, just ask.

How it works

1. Tell me about you. A quick chat about your goals, timeline and numbers. No document dump up front.
2. Find a solution. I compare options across a panel of lenders and bring you options that genuinely fit, trade-offs in plain English.
3. Submission. Happy with the plan? I package and submit your application to the chosen lender.
4. Approval. I manage the lender back-and-forth and chase your approval, keeping you posted.
5. Settlement. Paperwork sorted, keys in hand, and I'm still here for whatever you finance next.

Ashbury questions, answered

Can we meet in person in Ashbury?

Yes. I’m based in Ramsgate, so I can come to you in Ashbury, or we can do it by phone or video.

How do heritage rules affect a renovation loan?

Lenders lend on the plans and the expected finished value, so approvals need to be in hand before a construction loan is finalised. Heritage requirements can also lift costs, so build a buffer into the budget.

Can I buy here before I sell in the Inner West?

Often, yes. Bridging finance can cover both properties for a period, or you can use your current equity towards the deposit. I’ll show you what each option costs.

Nearby

Canterbury, Croydon Park, Hurlstone Park, Campsie, Ashfield and the wider Canterbury-Bankstown area. Further away? No problem: phone and video work just as well, and I lend Australia-wide. See all Canterbury-Bankstown suburbs.

Let's talk

A quick chat, no pressure, no obligation. Book a time, email ugur@demir.loans or call 0495 000 228.