YOUR LOCAL BROKER

Your mortgage broker in Como.

Buying a family home by the river, renovating or refinancing in Como? Get access to a panel of lenders, plain-English advice and a broker you can actually sit down with, at no cost to you.

Why demir.loans in Como

One broker, start to finishYou deal with the same person from first chat to settlement. No call centres, no handoffs, no re-explaining your situation to a stranger.
access to a panel of lendersMajor banks and specialist lenders side by side, so the recommendation fits you rather than a sales target.
No cost to youThe lender pays a commission if your loan settles, and every dollar of it is disclosed before anything is submitted.
Plain English, alwaysOffset, LVR, LMI, split loans: I translate the jargon and show the trade-offs before you sign anything.
Fully licensedCredit representative of LMG Broker Services Pty Ltd, Australian Credit Licence 517192, bound by the Best Interests Duty.

The Como market, from a lending angle

Como is a small village on the Georges River at the northern edge of the Shire, with a station on the Illawarra line, the old Como rail bridge now used as a walking and cycling path, and bushland running down to the water. It’s a houses-only market, and a small one: fewer than 40 houses sold in the past year.

With so few sales, each property is valued on its own merits, which can make valuations less predictable than in bigger suburbs. Many homes are older, on sloping or bushy blocks, so renovation lending and bushfire questions come up often. Buyers tend to be families who plan to stay, which puts loan structure ahead of chasing the lowest rate.

Como snapshot

Median	Oct 2025	Oct 2026	Change
Houses	~$1.7m	~$1.85m	+9%
Units	No unit sales

Typical buyerFamilies & upsizers

StockHouses only

Indicative medians as at October 2025 and October 2026, rounded from public market data. Each covers all bedroom counts across the 12 months of sales to that date. In the year to October 2026 that was 37 houses (mostly 3 and 4 bedroom). Como has almost no units. Changes are approximate. Not a valuation. For current numbers on a specific property or street, just ask.

How it works

1. Tell me about you. A quick chat about your goals, timeline and numbers. No document dump up front.
2. Find a solution. I compare options across a panel of lenders and bring you options that genuinely fit, trade-offs in plain English.
3. Submission. Happy with the plan? I package and submit your application to the chosen lender.
4. Approval. I manage the lender back-and-forth and chase your approval, keeping you posted.
5. Settlement. Paperwork sorted, keys in hand, and I'm still here for whatever you finance next.

Como questions, answered

Can we meet in person in Como?

Yes. I’m based in Ramsgate, just across the river, so a coffee nearby, your place, or phone and video all work.

What if the valuation comes in under the price?

It happens more in small markets. Options include asking for a second valuation, trying a lender that uses a different valuer, or covering the gap with more deposit. Checking likely values before you bid helps.

Can I borrow to renovate an older house on a sloping block?

Yes. Equity release covers smaller jobs and a construction loan covers bigger ones. Sloping and bushy blocks can push building costs up, so get quotes early and build in a buffer.

Nearby

Jannali, Oyster Bay, Bonnet Bay, Kareela, Oatley across the river and the wider Shire. Further away? No problem: phone and video work just as well, and I lend Australia-wide. See all Sutherland Shire suburbs.

Let's talk

A quick chat, no pressure, no obligation. Book a time, email ugur@demir.loans or call 0495 000 228.