YOUR LOCAL BROKER

Your mortgage broker in Chifley.

Buying a house, rebuilding or refinancing in Chifley? Get access to a panel of lenders, plain-English advice and a broker you can actually sit down with, at no cost to you.

Why demir.loans in Chifley

One broker, start to finishYou deal with the same person from first chat to settlement. No call centres, no handoffs, no re-explaining your situation to a stranger.
access to a panel of lendersMajor banks and specialist lenders side by side, so the recommendation fits you rather than a sales target.
No cost to youThe lender pays a commission if your loan settles, and every dollar of it is disclosed before anything is submitted.
Plain English, alwaysOffset, LVR, LMI, split loans: I translate the jargon and show the trade-offs before you sign anything.
Fully licensedCredit representative of LMG Broker Services Pty Ltd, Australian Credit Licence 517192, bound by the Best Interests Duty.

The Chifley market, from a lending angle

Chifley is a small, quiet pocket of the south-east between Malabar, Matraville and Little Bay, close to the coast and the Malabar headland. It’s a houses-only market: around 50 sold in the past year and almost no units.

A steady number of Chifley’s older homes are being replaced with new houses and duplexes. That makes construction finance one of the main lending questions here, from a straightforward knockdown-rebuild to building two homes on one block and selling or renting one. Lenders assess each path quite differently, so it pays to plan the finance before the design.

Chifley snapshot

Median	Oct 2025	Oct 2026	Change
Houses	~$2.65m	~$2.6m	−2%
Units	No unit sales

Typical buyerFamilies & builders

StockHouses only

Indicative medians as at October 2025 and October 2026, rounded from public market data. Each covers all bedroom counts across the 12 months of sales to that date. In the year to October 2026 that was 54 houses (mostly 3 and 4 bedroom). Chifley has almost no units. Changes are approximate. Not a valuation. For current numbers on a specific property or street, just ask.

How it works

1. Tell me about you. A quick chat about your goals, timeline and numbers. No document dump up front.
2. Find a solution. I compare options across a panel of lenders and bring you options that genuinely fit, trade-offs in plain English.
3. Submission. Happy with the plan? I package and submit your application to the chosen lender.
4. Approval. I manage the lender back-and-forth and chase your approval, keeping you posted.
5. Settlement. Paperwork sorted, keys in hand, and I'm still here for whatever you finance next.

Chifley questions, answered

Can we meet in person in Chifley?

Yes. I’m based in Ramsgate, so I can meet you in Chifley, come to your place, or we can do it by phone or video.

Can I build a duplex and keep one side?

Yes, and lenders can fund it with a construction loan. They’ll look at the plans, the building contract and the expected value of both homes once finished. If you plan to sell or rent one side, how the loan is split matters later, so it’s worth setting the structure up with your accountant from the start.

How much deposit do I need for a construction loan?

It depends on the land value, the build cost and the lender. I’ll work out how much you need, and how much equity you already have, before you sign a building contract.

Nearby

Malabar, Matraville, Little Bay, Maroubra, La Perouse and the wider Eastern Suburbs. Further away? No problem: phone and video work just as well, and I lend Australia-wide. See all Eastern Suburbs suburbs.

Let's talk

A quick chat, no pressure, no obligation. Book a time, email ugur@demir.loans or call 0495 000 228.