Your mortgage broker in Inner South.
Buying an apartment in Green Square, a terrace in Redfern or an investment near the airport? Get access to a panel of lenders, plain-English advice and a broker based just around the bay in Ramsgate, at no cost to you.
Why demir.loans in the Inner South
- One broker, start to finishYou deal with the same person from first chat to settlement. No call centres, no handoffs, no re-explaining your situation to a stranger.
- access to a panel of lendersMajor banks and specialist lenders side by side, so the recommendation fits you rather than a sales target.
- No cost to youThe lender pays a commission if your loan settles, and every dollar of it is disclosed before anything is submitted.
- Plain English, alwaysOffset, LVR, LMI, split loans: I translate the jargon and show the trade-offs before you sign anything.
- Fully licensedCredit representative of LMG Broker Services Pty Ltd, Australian Credit Licence 517192, bound by the Best Interests Duty.
Inner South, from a lending angle
The Inner South runs from Redfern and Erskineville down through Alexandria, Waterloo and Zetland to Mascot and the airport, with Kingsford and Kensington on its eastern edge. Much of the old industrial land has become apartments over the past two decades, so it’s now one of Sydney’s biggest unit markets, alongside rows of older terraces and workers’ cottages.
Lending here usually starts with the building. Lenders look at unit size, strata records and density, and some are cautious with small units or converted warehouses. Off-the-plan buyers can face valuation gaps at settlement, and investors need the right structure from day one. On the house side, terraces bring heritage rules and tight blocks.
Inner South suburbs and medians
| Suburb | Houses | Units |
|---|---|---|
| Mascot | ~$2.05m +5% | ~$910k +6% |
| Rosebery | Too few sales | ~$900k Flat |
| Zetland | No house sales | ~$990k +2% |
| Waterloo | Too few sales | ~$940k +1% |
| Alexandria | ~$2.4m +12% | ~$970k +2% |
| Redfern | ~$2.2m +2% | ~$1.05m −5% |
| Erskineville | ~$2.05m +8% | ~$1.1m Flat |
| Eastlakes | Too few sales | ~$770k +8% |
| Kingsford | ~$2.9m +4% | ~$990k +2% |
| Kensington | Too few sales | ~$990k −6% |
Indicative medians for the 12 months to October 2026, rounded from public market data, with the change from the 12 months to October 2025. Each suburb page shows the bedroom mix behind its numbers. Changes are approximate. Not a valuation.
How it works
- 1. Tell me about you. A quick chat about your goals, timeline and numbers. No document dump up front.
- 2. Find a solution. I compare options across a panel of lenders and bring you options that genuinely fit, trade-offs in plain English.
- 3. Submission. Happy with the plan? I package and submit your application to the chosen lender.
- 4. Approval. I manage the lender back-and-forth and chase your approval, keeping you posted.
- 5. Settlement. Paperwork sorted, keys in hand, and I'm still here for whatever you finance next.
Inner South questions, answered
Do you work in the Inner South?
Is a small apartment harder to finance?
Should I buy off the plan?
Other areas
I also work across St George & Bayside, Sutherland Shire, Eastern Suburbs, Inner West, Canterbury-Bankstown and East Hills, and I lend Australia-wide by phone and video. See all areas.
Let's talk
A quick chat, no pressure, no obligation. Book a time, email ugur@demir.loans or call 0495 000 228.