YOUR LOCAL BROKER

Your mortgage broker in Riverwood.

Buying a new apartment, a family home or your first place in Riverwood? Get access to a panel of lenders, plain-English advice and a broker based just down the road in Ramsgate, at no cost to you.

Why demir.loans in Riverwood

One broker, start to finishYou deal with the same person from first chat to settlement. No call centres, no handoffs, no re-explaining your situation to a stranger.
access to a panel of lendersMajor banks and specialist lenders side by side, so the recommendation fits you rather than a sales target.
No cost to youThe lender pays a commission if your loan settles, and every dollar of it is disclosed before anything is submitted.
Plain English, alwaysOffset, LVR, LMI, split loans: I translate the jargon and show the trade-offs before you sign anything.
Fully licensedCredit representative of LMG Broker Services Pty Ltd, Australian Credit Licence 517192, bound by the Best Interests Duty.

The Riverwood market, from a lending angle

Riverwood sits on the East Hills line beside Salt Pan Creek, with a long-running renewal of its older housing estate bringing new apartment buildings, parks and shops. Away from the estate, the suburb is mostly family houses. Around 80 houses and 75 units sold here in the past year.

The renewal has created a mix of new private apartments alongside social housing, and buyers sometimes ask whether lenders mind. Most look at each building on its merits, including its strata records and the size of the unit. First-home buyers find the units an affordable step, and the houses suit families who want more space for the money.

Riverwood snapshot

Median	Oct 2025	Oct 2026	Change
Houses	~$1.35m	~$1.6m	+19%
Units	~$630k	~$690k	+10%

Typical buyerFirst-home buyers & families

StockNew apartments, family houses

Indicative medians as at October 2025 and October 2026, rounded from public market data. Each covers all bedroom counts across the 12 months of sales to that date. In the year to October 2026 that was 78 houses (mostly 3 and 4 bedroom) and 76 units (mostly 2 bedroom). Part of the jump in the house median is because a different mix of houses sold this year. Changes are approximate. Not a valuation. For current numbers on a specific property or street, just ask.

How it works

1. Tell me about you. A quick chat about your goals, timeline and numbers. No document dump up front.
2. Find a solution. I compare options across a panel of lenders and bring you options that genuinely fit, trade-offs in plain English.
3. Submission. Happy with the plan? I package and submit your application to the chosen lender.
4. Approval. I manage the lender back-and-forth and chase your approval, keeping you posted.
5. Settlement. Paperwork sorted, keys in hand, and I'm still here for whatever you finance next.

Riverwood questions, answered

Can we meet in person in Riverwood?

Yes. I’m based in Ramsgate, a short drive away, so a coffee nearby, your place, or phone and video all work.

Will lenders lend on an apartment in a renewal estate?

Usually, yes. Lenders look at each building on its merits: the strata report, the size of the unit and the developer. I’ll check how your chosen building is viewed before you sign.

How much deposit do I need for my first apartment?

It can be as little as 5% through a government scheme if you’re eligible and the price is under the cap. Otherwise you’ll usually need more, and lenders mortgage insurance applies under 20%.

Nearby

Narwee, Padstow, Peakhurst, Roselands, Beverly Hills and the wider Canterbury-Bankstown area. Further away? No problem: phone and video work just as well, and I lend Australia-wide. See all Canterbury-Bankstown suburbs.

Let's talk

A quick chat, no pressure, no obligation. Book a time, email ugur@demir.loans or call 0495 000 228.