demir.loans
MEET YOUR BROKER

Hi, I'm Ugur. I'll handle the loan bit.

PRONOUNCED OO-OOR, OR CALL ME WILL

I'm the broker behind demir.loans, based in Ramsgate and lending Australia-wide. The person you chat with first is the same person who gets you to settlement.

THAT'S ME
Ugur Ozer, mortgage broker at demir.loans
UGUR OZERMORTGAGE BROKER
BASED IN
Ramsgate
St George, Sydney
LENDER PANEL
40+
banks and non-banks
COST TO YOU
$0
lender-paid, fully disclosed
BROKERS YOU'LL DEAL WITH
1
first chat to settlement
MY STORY

From flat whites to home loans.

I'm Sydney born and raised, with Turkish roots. I grew up out west, spent more than 15 years as a barista in Bondi, and now call the St George area home. Somewhere in there I studied chemistry, which left me with a habit of checking the numbers twice.

I've been in lending for 4 years. I spent 3 of them as a credit analyst for a mortgage broker, the person behind the scenes making sure an application stacks up before a lender ever sees it. From there I moved into broking with a major brokerage in Ramsgate, and now I run demir.loans for myself.

Fifteen years of coffee teaches you to remember names, listen properly and get the order right. I bring the same approach to home loans, just with more paperwork.

WHY DEMIR
I started demir.loans to make the loan the easy part. A mortgage shouldn't feel like a second job, so I carry the paperwork, the chasing and the jargon, and leave you the keys.
UGUR ยท DEMIR.LOANS
WHAT YOU GET

Working with me, in three lines.

01

One broker, start to finish

No handoffs to a processing team you've never met. You have my mobile and my email from day one.

02

Plain English, always

LMI, LVR, offset, redraw. I'll translate every term and tell you the trade-offs, not just the headline.

03

I do the chasing

Documents, valuations, lender questions and settlement dates. I keep it moving and keep you posted.

THE FINE PRINT, UP FRONT

Licensed, local and easy to check.

Credentials

  • CREDIT REPRESENTATIVE NO.580174
  • LICENSEELMG Broker Services Pty Ltd
    ACL 517192
  • MFAA MEMBER NO.644281
  • YEARS IN LENDING4 years
  • PROFILESLinkedIn · BrokerPages

Home turf

I'm based in Ramsgate and meet clients across St George, the Sutherland Shire and the Eastern Suburbs. Anywhere else in Australia, we'll do it by phone or video.

Got a question? Ask me directly.

A quick chat, no pressure, no obligation. Mon to Fri 8:30 to 6:00, Saturdays by appointment.

Book a chat → Call Ugur