YOUR LOCAL BROKER

Your mortgage broker in Hurstville.

Buying an apartment near the station, upgrading to a house or investing in Hurstville? Get access to a panel of lenders, plain-English advice and a broker based just down the road in Ramsgate, at no cost to you.

Why demir.loans in Hurstville

One broker, start to finishYou deal with the same person from first chat to settlement. No call centres, no handoffs, no re-explaining your situation to a stranger.
access to a panel of lendersMajor banks and specialist lenders side by side, so the recommendation fits you rather than a sales target.
No cost to youThe lender pays a commission if your loan settles, and every dollar of it is disclosed before anything is submitted.
Plain English, alwaysOffset, LVR, LMI, split loans: I translate the jargon and show the trade-offs before you sign anything.
Fully licensedCredit representative of LMG Broker Services Pty Ltd, Australian Credit Licence 517192, bound by the Best Interests Duty.

The Hurstville market, from a lending angle

Hurstville is the commercial centre of St George. High-rise apartment towers cluster around the station and Westfield, with express trains to the city, while the streets further out are mostly family houses on decent blocks. It’s one of the busiest unit markets in southern Sydney, with around 400 units selling in the past year.

That volume brings its own lending questions. Many apartments here are newer or bought off the plan, and lenders value them at settlement rather than at the contract price, so a gap can open up. Some lenders also limit how much they’ll lend on units in high-density postcodes. And plenty of buyers have income from overseas or family helping with the deposit, which only some lenders accept. Matching the lender to the building and the borrower is most of the job.

Hurstville snapshot

Median	Oct 2025	Oct 2026	Change
Houses	~$1.85m	~$1.9m	+3%
Units	~$750k	~$780k	+4%

Typical buyerOwner-occupiers, investors & upgraders

StockHigh-rise units, family houses

Indicative medians as at October 2025 and October 2026, rounded from public market data. Each covers all bedroom counts across the 12 months of sales to that date. In the year to October 2026 that was 114 houses (mostly 3 to 5 bedroom) and 402 units (mostly 2 bedroom). Changes are approximate. Not a valuation. For current numbers on a specific property or street, just ask.

How it works

1. Tell me about you. A quick chat about your goals, timeline and numbers. No document dump up front.
2. Find a solution. I compare options across a panel of lenders and bring you options that genuinely fit, trade-offs in plain English.
3. Submission. Happy with the plan? I package and submit your application to the chosen lender.
4. Approval. I manage the lender back-and-forth and chase your approval, keeping you posted.
5. Settlement. Paperwork sorted, keys in hand, and I'm still here for whatever you finance next.

Hurstville questions, answered

Can we meet in person in Hurstville?

Yes. I’m based in Ramsgate, a short drive away, so a coffee near the station, your place, or phone and video all work.

I bought off the plan and the valuation came in low. What now?

It happens more than people expect. Options include a second valuation, a lender with a different view of the building, or topping up the deposit. The earlier we look at it before settlement, the more room there is to move.

Can I use overseas income to buy in Hurstville?

Often, yes. Some lenders accept foreign income, usually with a discount applied and extra paperwork. Which lenders and how much they count varies a lot, so it’s worth checking before you start looking.

Nearby

Penshurst, Mortdale, Beverly Hills, Allawah, Kogarah and the wider St George area. Further away? No problem: phone and video work just as well, and I lend Australia-wide. See all St George & Bayside suburbs.

Let's talk

A quick chat, no pressure, no obligation. Book a time, email ugur@demir.loans or call 0495 000 228.