YOUR LOCAL BROKER

Your mortgage broker in Erskineville.

Buying a cottage, a terrace or a new apartment in Erskineville? Get access to a panel of lenders, plain-English advice and a broker who comes to you, at no cost to you.

Why demir.loans in Erskineville

One broker, start to finishYou deal with the same person from first chat to settlement. No call centres, no handoffs, no re-explaining your situation to a stranger.
access to a panel of lendersMajor banks and specialist lenders side by side, so the recommendation fits you rather than a sales target.
No cost to youThe lender pays a commission if your loan settles, and every dollar of it is disclosed before anything is submitted.
Plain English, alwaysOffset, LVR, LMI, split loans: I translate the jargon and show the trade-offs before you sign anything.
Fully licensedCredit representative of LMG Broker Services Pty Ltd, Australian Credit Licence 517192, bound by the Best Interests Duty.

The Erskineville market, from a lending angle

Erskineville has a village feel, with a station, a small main street and narrow streets of workers’ cottages and terraces. The newer Ashmore precinct on its southern side has added a large number of apartments and townhouses. Around 170 units and 90 houses sold here in the past year, most houses with two or three bedrooms.

Many buyers are couples moving from a unit into their first small house, so they’re often weighing how far to stretch and whether to keep their unit as an investment. Cottages on small blocks can be expensive to extend, and heritage rules apply in parts of the suburb. In the newer precinct, off-the-plan settlements and strata records are the main lending questions.

Erskineville snapshot

Median	Oct 2025	Oct 2026	Change
Houses	~$1.9m	~$2.05m	+8%
Units	~$1.1m	~$1.1m	Flat

Typical buyerCouples, first-home buyers & upgraders

StockWorkers’ cottages, terraces, new apartments

Indicative medians as at October 2025 and October 2026, rounded from public market data. Each covers all bedroom counts across the 12 months of sales to that date. In the year to October 2026 that was 92 houses (mostly 2 and 3 bedroom) and 169 units (mostly 1 and 2 bedroom). Changes are approximate. Not a valuation. For current numbers on a specific property or street, just ask.

How it works

1. Tell me about you. A quick chat about your goals, timeline and numbers. No document dump up front.
2. Find a solution. I compare options across a panel of lenders and bring you options that genuinely fit, trade-offs in plain English.
3. Submission. Happy with the plan? I package and submit your application to the chosen lender.
4. Approval. I manage the lender back-and-forth and chase your approval, keeping you posted.
5. Settlement. Paperwork sorted, keys in hand, and I'm still here for whatever you finance next.

Erskineville questions, answered

Can we meet in person in Erskineville?

Yes. I’m based in Ramsgate, so I can meet you in Erskineville, come to your place, or we can do it by phone or video.

Should I keep my unit when I buy a house?

It can work, but it changes your borrowing power. Lenders count the rent but also the existing loan. I’ll model keeping it and selling it side by side so you can compare.

Can I extend a small cottage?

Often, subject to council and heritage rules. Lenders can fund the work through equity release or a construction loan, once they see plans and quotes. Small blocks can make building more expensive, so get quotes early.

Nearby

Newtown, Alexandria, St Peters, Redfern, Macdonaldtown and the wider Inner South. Further away? No problem: phone and video work just as well, and I lend Australia-wide. See all Inner South suburbs.

Let's talk

A quick chat, no pressure, no obligation. Book a time, email ugur@demir.loans or call 0495 000 228.